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AMERICAN-FIRST-FINANCE
PROGRESSIVESQUARE
paytomorrow

Requirements

Bank Account

Bank Account from a traditional bank. Must use checking account not savings. Must be open for at least 4 months

Income

Bank account must reflect an income of at least $800 month (this number can vary) .

SSN/ITIN

All applications must have a Social Security number or ITIN number to apply. Soft inquiries may apply

Age

Must be 18 years of age or older to apply

progressive-disclosures

No, You can purchase multiple items using the same financing company, and you’re also allowed to use more than one financing company at the same time as long as an item is not split between two companies. 

No, your checkout order total amount must fit within your approval. (Snap Finance will allow you to pay the difference and is the only company that allows so.) 

We offer nationwide shipping with flexible delivery methods available at checkout through our FedEx partnership, including Express and Standard Home Delivery. Our handling time is 1–2 business days, with an estimated total delivery window of 2–7 days. For phone orders, our sales team will confirm shipping timelines and provide tracking numbers upon dispatch. For more details, please review our full Shipping Policy. While email responses may take 1–2 days, you can text us at 562-278-8442 for a significantly faster same-day response during regular business hours.

While we do not receive specific details regarding individual application decisions, the finance company will typically issue a formal letter within 14 days explaining the reason for a denial. Common factors that may lead to an unsuccessful application include the use of non-traditional bank accounts, accounts that have been open for less than four months, inability to verify identity, or the use of an internet-based (VoIP) phone number rather than a standard mobile or landline.