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Payment Plan

Requirements

Bank Account

Bank Account from a traditional bank. Must use checking account not savings. Must be open for at least 4 months

Income

Bank account must reflect an income of at least $800 month (this number can vary) .

SSN/ITIN

All applications must have a Social Security number or ITIN number to apply. Soft inquiries may apply

Age

Must be 18 years of age or older to apply

No, You can purchase multiple items using the same financing company, and you’re also allowed to use more than one financing company at the same time as long as an item is not split between two companies. 

No, your checkout order total amount must fit within your approval. (Snap Finance will allow you to pay the difference and is the only company that allows so.) 

We do ship nationwide. You can select shipping method at checkout. Or advise the sales rep if ordering over the phone. 

Although we will not know the exact reason. The finance companies may send you a letter on the reason why you were denied. 

Some common reasons for denials:

  • Didn’t have a traditional bank like Chime, Sofi, Cash App are not accepted
  • Bank account age is less than 4 months
  • less than 800 income goes into the account / month
  • Identity not verified (typo in your account details or SSN)